Self-employment among disabled people in the UK
Disabled people are more likely to be self-employed than non-disabled workers, though exact figures vary depending on the source and year. Some estimates suggest around 18% of the disabled workforce runs their own business, compared with roughly 14% of non-disabled workers.
This means a higher proportion of grant applications come from disabled entrepreneurs. Some funding bodies actively welcome applications from disabled business owners, and a few run dedicated schemes to support them.

Tell us what you need funding for and we will match you with the types of UK grant most likely to accept your application.
Try our Grant Eligibility Finder free, here on this site →Access to Work
The Access to Work scheme is a government programme that helps cover extra costs disabled people face at work. It applies to employees and self-employed people alike, though there are caps on total funding available.
The scheme can fund practical support such as:
- Specialist equipment or software, including voice recognition tools
- Adaptations to equipment you already own
- Travel costs if you cannot use public transport
- A support worker or job coach
- Mental health support through the Access to Work Mental Health Support Service
How much you receive depends on your circumstances. The grant covers costs beyond what would be considered reasonable for any employer or self-employed person to pay. Self-employed applicants may be asked to contribute towards certain costs, though this is assessed individually and support extends beyond the first year of trading.
To apply, contact Access to Work through GOV.UK. You will need to explain how your disability or health condition affects your work and what support would help. Disability Employment Advisers at Jobcentres can also guide you through the application process.
Check the current eligibility rules and funding limits on GOV.UK, as these can change.
Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.
Grants and awards for disabled entrepreneurs
Some charities and organisations offer grants or awards aimed specifically at disabled business owners.
The Blind Business Association Charitable Trust has historically supported visually impaired entrepreneurs with small grants or practical assistance. Contact them directly to check what support is currently available, as programmes can change.
Other organisations worth exploring include:
- The Prince's Trust, which runs enterprise programmes for people aged 18 to 30 and offers start-up support and mentoring
- Leonard Cheshire, which occasionally runs business support programmes for disabled people
- Local enterprise partnerships and councils, which sometimes have disability focused business grants
Eligibility criteria vary widely. Some grants target specific disabilities, age groups or business sectors. Others focus on particular regions of the UK. Verify each opportunity's criteria against your own circumstances before applying.
You may also be eligible for tax reliefs or other fiscal support that could complement grant funding. Check GOV.UK for current schemes available to disabled entrepreneurs.
Finding and applying for funding
Contact your local council or business advisory service directly to ask about small business grants. Many councils have schemes for disabled residents or those facing barriers to employment, and staff can point you to relevant opportunities that may not be obvious on their websites.
GOV.UK has a business finance support finder that lets you search for grants, loans and other funding based on your location and circumstances.
When applying for any grant, be clear about what you need the money for and how it will help your business. Keep records of quotes and costs, as most funders will want to see evidence before releasing money.
If your disability makes the application process difficult, ask the funding body about reasonable adjustments. This might include alternative formats such as large print or audio, extended deadlines, phone applications instead of written forms, or support from an adviser to complete paperwork.
I am just writing in because I would like some advice on how I would maybe be able to get a laptop where I can type up my work. I am not a published writer, but I want to write my story and have quite a lot to tell.
My battle with what is classed as a serious mental health condition is something I fight every day. I have my ups and downs like everyone, when the pain is too much to bear, or or I remember how my life was before the accident and everything I used to be able to do which I can’t anymore.
I also have carpal tunnel in both wrists so writing is difficult for me, and if I do write on paper, I can’t do it for very long and I really pay for it the next day.
It’s like being stuck between a rock and a hard place because writing is my escape. This is why I am wondering if I can get any help towards buying a laptop please? I don’t have much money and have to pay for quite a lot of taxis because I have lots of different hospital appointments for different things which really gets expensive. Also, the cost of living crisis has really hit me hard and my energy bills, mainly the gas has been swallowing my money up no end.
There just doesn’t seem to be enough to pay for anything at the moment outside of my utility bills so any help or guidance as to where I can find some help would be greatly appreciated. Thank you so much and I hope to hear from you soon..
What are my options to get back to flexible work to keep me going by getting the financial support for buying a suitable vehicle.
Thank you
Using the latest Biometrics, Wearable devices AI and IoT, today this is achievable.
Contact me for further information.
I’ve been getting therapy called ‘body talk’ and it’s helping me improve my disabilities on a level I never thought possible. I would like to train in this therapy not only so I can heal and improve my health but to become a therapist so I can help others. I believe that’s why I have been through this journey. There are 9 modules to complete to be a therapist. Each module is 1k . Where do I go to find funding? I’m nearly 40 so I’m too old for the princes trust one mentioned above.
Many thanks
I am keen to leave them a small business that they enjoy in a healthy environment but need some help with the capital. This is likely to cost in the region of 60 to 80K. Does anyone know of a charity or Gov Department that could help in this venture. I am able to support the venture at 50%
and stock the project 100 per cent. Any assistance much appreciated.
I am a disabled female and wrote a novel about domestic animals and translated it into 9 languages. I have tried to publish it howevet, no publisher has contact me to publish it aftet contacting more than 70 publlishers. During the coved19 last April, somethimg came up in my mind in that, in order to publish my books (second one is bilingual grammar in English and my language) I have to opem my own press and can wlork from home with the help like minded people until the business stands by its own fit. Since I am classified as one of thr valunerble peopele, I might be a victm of this horrible disease which is claiming so many livres worldwide. I therefore, need some financial help to publish my books and distribute them worldwid.
Kind regards
for a grant to start up
business because really struggling due to corona
Need to support family
i am disable and running small business at the moment ;looking extra ££ for employ more staff .
is there any chance for advise ?
Im currently employed as a prison officer in Scotland. I have always had issues with my hearing since birth but over the last 2 years has become really bad. i have now had a major surgery and have more surgery planned for my other ear. My job within a private prison is now under threat as they dont really want to help me or find another position. i know they just cant get rid of me but im looking into funding/grants to possibly start up my own business as the stress of my work being so difficult is horrendous. does anyone know of any grants etc for people with hearing loss ?
thanks
Thank you.
My vision is not just for self benefits but also to help my fellow disabileds to be independent unlike what is btaining on the ground where persons with disabilities earn living through street begging.
i have a lot of objectives ,vision in my life that can benefit many and improve the living standard of persons with disabilities but the challenge is were to get the working capital especially that my our province is the second poorest province in the country out of the eleven.
this has even prompted me to come up with a disability organisation called WAPAC DISABILITY INITIATIVE in order to assist the persons with disabilities in luapula province in zambia .
i will very grateful if my request find your favorable consideration
thanks .
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