Grants for Disabled Entrepreneurs

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Grants for Disabled Entrepreneurs

Self-employment among disabled people in the UK

Disabled people are more likely to be self-employed than non-disabled workers, though exact figures vary depending on the source and year. Some estimates suggest around 18% of the disabled workforce runs their own business, compared with roughly 14% of non-disabled workers.

This means a higher proportion of grant applications come from disabled entrepreneurs. Some funding bodies actively welcome applications from disabled business owners, and a few run dedicated schemes to support them.

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Access to Work

The Access to Work scheme is a government programme that helps cover extra costs disabled people face at work. It applies to employees and self-employed people alike, though there are caps on total funding available.

The scheme can fund practical support such as:

  • Specialist equipment or software, including voice recognition tools
  • Adaptations to equipment you already own
  • Travel costs if you cannot use public transport
  • A support worker or job coach
  • Mental health support through the Access to Work Mental Health Support Service

How much you receive depends on your circumstances. The grant covers costs beyond what would be considered reasonable for any employer or self-employed person to pay. Self-employed applicants may be asked to contribute towards certain costs, though this is assessed individually and support extends beyond the first year of trading.

To apply, contact Access to Work through GOV.UK. You will need to explain how your disability or health condition affects your work and what support would help. Disability Employment Advisers at Jobcentres can also guide you through the application process.

Check the current eligibility rules and funding limits on GOV.UK, as these can change.

Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.

Grants and awards for disabled entrepreneurs

Some charities and organisations offer grants or awards aimed specifically at disabled business owners.

The Blind Business Association Charitable Trust has historically supported visually impaired entrepreneurs with small grants or practical assistance. Contact them directly to check what support is currently available, as programmes can change.

Other organisations worth exploring include:

  • The Prince's Trust, which runs enterprise programmes for people aged 18 to 30 and offers start-up support and mentoring
  • Leonard Cheshire, which occasionally runs business support programmes for disabled people
  • Local enterprise partnerships and councils, which sometimes have disability focused business grants

Eligibility criteria vary widely. Some grants target specific disabilities, age groups or business sectors. Others focus on particular regions of the UK. Verify each opportunity's criteria against your own circumstances before applying.

You may also be eligible for tax reliefs or other fiscal support that could complement grant funding. Check GOV.UK for current schemes available to disabled entrepreneurs.

Finding and applying for funding

Contact your local council or business advisory service directly to ask about small business grants. Many councils have schemes for disabled residents or those facing barriers to employment, and staff can point you to relevant opportunities that may not be obvious on their websites.

GOV.UK has a business finance support finder that lets you search for grants, loans and other funding based on your location and circumstances.

When applying for any grant, be clear about what you need the money for and how it will help your business. Keep records of quotes and costs, as most funders will want to see evidence before releasing money.

If your disability makes the application process difficult, ask the funding body about reasonable adjustments. This might include alternative formats such as large print or audio, extended deadlines, phone applications instead of written forms, or support from an adviser to complete paperwork.

The Next Step

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Now that you have read through the advice above, you might want to put it into practice. Our Grant Eligibility Finder lets you tell us what you need funding for and we will match you with the types of UK grant most likely to accept your application. Try it now →

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GrantsExpert Editor 19/05/2026 at 9:17 am
@Debz Your situation sounds incredibly tough, but there is real support out there for disabled entrepreneurs. Have a look at Access to Work, which can cover equipment, a support worker, or travel costs for your business, and it's a grant not a loan. The Stelios Award for Disabled Entrepreneurs is worth applying for too, and Lloyds Bank Academy plus the Prince's Trust Enterprise programme offer free mentoring and small grants. Your local council's business growth hub may also have startup funding, so give them a ring.
Debz 07/02/2024 at 10:56 pm
I am 50 years of age, I have multiple health issues, registered disabled had many surgeries, I have spinal conditions, have arthritis, have mesh and metal staples after hernia repair in stomach, suffer with adhesions severally, I am asthmatic, diabetic, had major stroke 7 years ago also have weakness on left. About 1 and half year ago I started working remotely on telephone as an advisor but as time went on started having hurdles like need to attend appointments at hospital or Gp, having health issues as you have to a break as scheduled, unable to eat on time, or use bathroom facilities etc. As I have a mortgage to pay and bills and family to look after then I opened my business limited company, but have been struggling as I need support as I am still trying to work and trying to run a house and pay all bills and trying to find money to invest in business. Which has been a major struggle. I really want to be able to get some support so that I can take off my recruitment company and start bringing money in so I can leave the 2 jobs I am trying to joggle with business. Looking for some help somewhere maybe miracle. To help me get started so I can then make this my career. Thank you for reading.
Dawi 01/02/2024 at 7:25 pm
I'm 38, been registered severely sighted for the last 16 years, been competing in Powerlifting and disabled strongman, also have a passion for coaching children football. Would love a gym and football facility business
Dolly 29/11/2023 at 7:24 pm
Hi there! I worked up until I had an accident at the age of 25, I am 40 now. When I was 25, an accident left me with a fractured vertebrae from T9 to T10 to T11 and T12. I had to undergo a serious nine hour operation as they didn’t know if I would be able to walk again. Fortunately they did a multicolumn spinal fusion with a metal cage and titanium rods from the top to bottom of my spine which will be in there permanently. I since have been diagnosed with degenerative disc disease, I have a bulging disc on L1, I have fibromyalgia, I have also been diagnosed with EUPD and PTSD along with anxiety disorder and depression. I love to write and poetry which has been quite a tonic for me. Since I cannot walk very far or do many things, I had to get used to a “new normal“.

I am just writing in because I would like some advice on how I would maybe be able to get a laptop where I can type up my work. I am not a published writer, but I want to write my story and have quite a lot to tell.

My battle with what is classed as a serious mental health condition is something I fight every day. I have my ups and downs like everyone, when the pain is too much to bear, or or I remember how my life was before the accident and everything I used to be able to do which I can’t anymore.

I also have carpal tunnel in both wrists so writing is difficult for me, and if I do write on paper, I can’t do it for very long and I really pay for it the next day.

It’s like being stuck between a rock and a hard place because writing is my escape. This is why I am wondering if I can get any help towards buying a laptop please? I don’t have much money and have to pay for quite a lot of taxis because I have lots of different hospital appointments for different things which really gets expensive. Also, the cost of living crisis has really hit me hard and my energy bills, mainly the gas has been swallowing my money up no end.

There just doesn’t seem to be enough to pay for anything at the moment outside of my utility bills so any help or guidance as to where I can find some help would be greatly appreciated. Thank you so much and I hope to hear from you soon..
Kam 04/10/2023 at 12:50 pm
Hi, I am 49, I have been unemployed for almost 5 years because of physical and mental health conditions, I have surgery on both my shoulders, it’s even more stressful to be at home,I have 3 kids and a lovely nagging wife ??,I am trying to get a flexible job that suits both my mental and physical condition as it is even more difficult especially now due to in going redundancies within private and government sectors, The only thing I can do is drive a cab as self employed with a flexible working hours, need support towards buying a suitable suv as lower cars painful for my back and knee to get in and out. I have family welling to support with couple of grand but it’s not enough.
What are my options to get back to flexible work to keep me going by getting the financial support for buying a suitable vehicle.
Thank you
Dean 20/05/2023 at 4:31 am
I was born with a bad back but I have never been approved for a check and I have dreams just turned 50 and I am no longer able to work with out equipment and I have a lot to do before I am no longer here
OhDannyBoy 13/03/2023 at 11:49 pm
I am a 72 years young, Disabled man with a passion for establishing a Secure Assessment Monitoring and Management Health Platform. With the current crisis within the NHS it is time that you and I took responsibility for our own health issues and tell the Doctor what is wrong with you for them to decide how best to treat you.

Using the latest Biometrics, Wearable devices AI and IoT, today this is achievable.

Contact me for further information.
Shell 20/02/2021 at 9:28 am
Hello. I’m a single disabled mum of a very energetic 5 year old boy. I have few hip and spine chronic conditions that effect my daily life and I’m on disability benefits and have been since my son was born because that’s when my disabilities presented themselves. It all actually started in pregnancy so has not been been the experience I thought I was going to get. It was and still is (not as much since therapy ) physically damaging to me.
I’ve been getting therapy called ‘body talk’ and it’s helping me improve my disabilities on a level I never thought possible. I would like to train in this therapy not only so I can heal and improve my health but to become a therapist so I can help others. I believe that’s why I have been through this journey. There are 9 modules to complete to be a therapist. Each module is 1k . Where do I go to find funding? I’m nearly 40 so I’m too old for the princes trust one mentioned above.
Many thanks
Mac 06/10/2020 at 11:16 pm
I have three boys now in their 40s and interested in animals but my farm has no modern sheds to keep cattle over the winter period. In addition the new buildings for small cattle would need to be designed for the boys in terms of feeding, changing and testing.
I am keen to leave them a small business that they enjoy in a healthy environment but need some help with the capital. This is likely to cost in the region of 60 to 80K. Does anyone know of a charity or Gov Department that could help in this venture. I am able to support the venture at 50%
and stock the project 100 per cent. Any assistance much appreciated.
Yamb 19/08/2020 at 6:47 pm
Hello there...i am jobless and disabled woman ( with long term catheter), just been terminated from NHS on ill health grounds due to back injury at work last June 3, 2019 that leads to my disability and urinary retention giving me constant pains and anxieties i live on my own with carers coming in 4x a day to attend to my personal care. I am on benefits but i found my water bills electric and heating so high that i cannot afford to pay anymore so now im thinking of starting up a business even in a small stall in Reading Mall., to sell Vitamin C and Natural Health Drinks. Is there any grant i can get. Many thanks.
Ross 07/08/2020 at 10:37 am
Hi I am a 42 year old with autism I have two children one 7 on spectrum the other not old enough to be diagnosed I have a partner with epilepsy we are both currently out of work and would like to work from home or set up a business that is going to bring us an income that we both enjoy. Have ideas but no guidance around it can anyone help ???
none 22/07/2020 at 2:31 am
Hi thete,
I am a disabled female and wrote a novel about domestic animals and translated it into 9 languages. I have tried to publish it howevet, no publisher has contact me to publish it aftet contacting more than 70 publlishers. During the coved19 last April, somethimg came up in my mind in that, in order to publish my books (second one is bilingual grammar in English and my language) I have to opem my own press and can wlork from home with the help like minded people until the business stands by its own fit. Since I am classified as one of thr valunerble peopele, I might be a victm of this horrible disease which is claiming so many livres worldwide. I therefore, need some financial help to publish my books and distribute them worldwid.
Kind regards
freddyca 02/06/2020 at 2:46 am
Hello anyone can help me with something, I would like to start in my own business I am a young disabled person, I really like to start as soon as possible but I don't have any finance way to do nothing. Is it possible someone can advise my self to get a money for a fresh business own. Any help is really appreciate. Thank you so much and have a lovely day.
Shamim 26/03/2020 at 1:06 pm
Any help
for a grant to start up
business because really struggling due to corona
Need to support family
Peregrinus 13/02/2020 at 9:05 am
hi ,
i am disable and running small business at the moment ;looking extra ££ for employ more staff .

is there any chance for advise ?
David 26/01/2020 at 7:12 pm
Hi Everyone

Im currently employed as a prison officer in Scotland. I have always had issues with my hearing since birth but over the last 2 years has become really bad. i have now had a major surgery and have more surgery planned for my other ear. My job within a private prison is now under threat as they dont really want to help me or find another position. i know they just cant get rid of me but im looking into funding/grants to possibly start up my own business as the stress of my work being so difficult is horrendous. does anyone know of any grants etc for people with hearing loss ?

thanks
Wildtribe 06/11/2019 at 8:51 am
I have fibromyalgia mental health and chronic pain I am too ill to go out to work I can not commit to a job. But love to learn about 3d printing, T-shirt cups. I would be interested to know if I am able to have a grant for equipment to have a go
Thank you.
Thommo 18/10/2019 at 3:52 pm
Hi I am a parent of teenager who has autism , based on the levels to which he interacts with his environment and can function for himself he will most likely never live independently or not require assistance from others. I am looking to see if there is a model or business currently operating which could assist in setting up a business which would employ disabled individuals so they can be actively involved in employment which would run a retail / cafe and also have a ethical greengrocer / farm produce supply chain along with gifting which could be made by recognised artists who are themselves disabled or something along this idea
KAPS 20/09/2019 at 2:55 pm
I am a 51 years zambian citizen physically handicapped with a challenge of spinal code seeking for assistance of working capital of £30,000 to embarking in agriculture business.i have 10 hectors land given by government through the ministry of land resettlement scheme and registered business certificate .
My vision is not just for self benefits but also to help my fellow disabileds to be independent unlike what is btaining on the ground where persons with disabilities earn living through street begging.
i have a lot of objectives ,vision in my life that can benefit many and improve the living standard of persons with disabilities but the challenge is were to get the working capital especially that my our province is the second poorest province in the country out of the eleven.
this has even prompted me to come up with a disability organisation called WAPAC DISABILITY INITIATIVE in order to assist the persons with disabilities in luapula province in zambia .
i will very grateful if my request find your favorable consideration
thanks .
Estelle 06/09/2019 at 5:47 pm
I am a 41 year old physiotherapist and have got a progressive neurological condition and want to set up a wedding photography business as I am probably going to find myself out of work soon. Is there a grant I can get?
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